![]() ![]() Money management website Measure of a Plan offers a simple spreadsheet designed to help users control spending, track income and expenses over extended periods, and be better prepared for future financial plans and goals. “Ideally, this personal finance budget planner will allow you to predict how much cash flow you have available to spend during a given month so that you can plan throughout the year,” says Miller. Popular personal finance blogger G.E Miller of 20 Something Finance offers a free, downloadable budget planner and a step-by-step tutorial on how to use and customize the spreadsheet for your specific needs. Saved by the Cents Google Budget Template RegPaq Google Budget Sheet (for Millenials)ġ9. Zero-Based Budgeting Template from SmartSheetġ8. The Frugal Fanatic’s Free Monthly Budget Templateġ6. Life After College: Simple Four-Step Budgetġ3. Budgets Are Sexy's Best Free Budget Templates & Spreadsheetsġ1. Get Rich Slowly’s Free and Simple Budget Plannerġ0. The Finance Twins’ Monthly Budget Templateĩ. The Penny Hoarder’s Epic Google Budget TemplateĨ. The Measure of a Plan Budget Tracking Toolĥ. We’ve gathered a list of our favorite templates below.ġ9 of the Best Budget Templates in Google Sheetsģ. ![]() These let you utilize technology to track your finances for free, while keeping your banking information private. Another option is to use one of a wide array of customizable, downloadable Google Sheets budget templates available online. However, not everyone likes the idea of sharing their private banking information which is required to drive these applications. Many people like the ease of online money management tools, apps and websites that connect directly to your bank account. The Time Comparison Table is rounded to the nearest hour, so even though it highlights your meeting time, note that the shaded time is rounded to the hour.Whether you’re building a budget for the first time or you’re a seasoned saver, technology can make the process easier. The lighter shade of red shows when they "might" be available and these areas are currently set as 1 hour before work and 4 hours after work (you can change that). The cells shaded red are the times that they are NOT available. You can enter their normal work hours above the table. The table at the bottom of the worksheet helps you see the availability times for people in different locations. I named the rules using some common locations, but you can change the names if you want to. The DST rules do not have standard names, so you will need to identify the rule for your locations by looking up information on Wikipedia and choosing the correct rule based on the information and tables in the DST Rules worksheet. I intentionally tried to keep the spreadsheet as simple as possible, so I didn't account for the time that DST starts (typically 2:00 am), and the rules only work for a single year (which is why I have a note about the planner not working for meetings spanning multiple years). There may be exceptions to that in reality, but they are rare, so I stuck with this assumption for now. There are even different rules for locations within a main time zone, such as Arizona.Įach rule defines the dates that DST begins and ends, and if a location is ON DST, then it is assumed that 1 hour is added to the UTC offset. The complexity of time zone conversion comes from Daylight Saving Time (DST) rules, which are different throughout the world. You can look up the Standard UTC Offset for your locations using the link to the wikipedia article included in the spreadsheet. In other words, "Standard" time refers to when the location is NOT on Daylight Saving Time. The "Standard" UTC Offset is the offset for the location in mid-winter. You could enter a person's name if you wanted to. The labels are just labels, so it doesn't matter what you call each location. Then, every time the spreadsheet recalculates, such as after press F9, the dates and clocks will update to show the current time. Enter the formula =TODAY() in the start date field and =NOW()-TODAY() in the start time field.
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